By November 2022, the financial harm I had repeatedly warned about had reached my superannuation.
I was trying to meet my legal responsibilities while carrying the consequences of what was unlawful corporate conduct by two institutions: ACU, my employer, and Catholic Church Insurance, its insurer.
I was asking them to fulfil their statutory obligations, cooperate with injury management, and support a safe path back to my role. Instead, I was left trying to protect my home, manage bills, preserve my retirement savings and comply with further administrative requirements.
The responsibility to comply kept falling on me. The consequences of their non-compliance kept falling on me too.
And they knew. I had told them.
——
22 November 2022: the loss became a formal notice
On 14 July 2022, my self-managed superannuation fund entered into a contract to purchase a property in Western Australia, for $327,500. A $30,000 deposit had been paid.
This was part of the retirement security I had worked to build. As I’ve explained in previous posts, the purchase was intended to proceed without a loan, with rental income going into my superannuation fund.
The formal termination notice records that, on 30 September 2022, the selling agent informed the seller that I was no longer in a position to proceed.
The property title was issued on 16 November 2022, and settlement was due on 7 December 2022. On 21 November 2022, I confirmed that I couldn’t proceed and acknowledged that the deposit would be forfeited.
On 22 November 2022, the seller’s solicitors sent the formal notice. Its operative words were stark:
“the Contract is terminated immediately”
And:
“the Deposit paid by the Buyer is forfeited to the Seller”
A few lines formalised the loss of $30,000 from my retirement savings.
But the damage extended beyond the deposit. The purchase wouldn’t proceed. The planned rental return into my superannuation wouldn’t begin. The opportunity to build retirement security through that property was gone.
This was the snowball effect I had been warning about: withheld income and entitlements, mounting financial pressure, and consequences spreading into assets and superannuation.
——
What ACU governance was told
In the accompanying appeal to ACU governance, I described the loss as:
“yet another humiliating and painful example”
I connected it directly to the conduct I had been reporting and governance’s failure to stop it.
I wrote:
“I have a mortgage and bills.”
I also explained that the damage was reaching my family:
“I need to repair my relationship with my family due to serious conflict this has caused.”
These were concrete warnings about financial pressure, family relationships, health, dignity and safety. Governance was being told what the continuing situation was doing to a person who had worked honourably for the university community for two decades.
I asked:
“Isn’t it better to show how you apply the mission and values of ACU now, rather than words later that won’t be believed”
And:
“Why did you choose never to listen to the truth?”
I was still asking for the injury management plan agreement to be implemented. I identified 1 December 2022, my birthday, as the date by which I wanted action to restore a safe path back to my HEW 8 senior role.
I also raised a serious concern about the complaints process: complaints about executive misconduct were being directed through an HR notifications address.
As I put it:
“You’re forcing people back into the very hands of the offenders.”
That was my concern about the process. How could I obtain protection through a reporting pathway that led back to the people whose conduct I was reporting?
——
The Justice and Peace Office was told too
My correspondence to the Justice and Peace Office of the Catholic Archdiocese of Sydney raised the same failures and financial harm.
I wrote:
“I earned my salary honourably.”
I explained that I had asked for a safe working environment and for discrimination, harassment and bullying to be managed. I hadn’t asked to be left carrying an escalating financial crisis while seeking the cooperation of my employer and insurer.
I specifically raised the injury management plan agreement and the failure I by both institutions to cooperate with its implementation.
I asked:
“Please make sure the gross negligence and crime of fraud that caused financial damage stops, for everyone’s sake.”
That was the allegation I put before the Office, together with my request for intervention.
I also directed both governance and the Justice and Peace Office to the Office’s own statement on fair and dignified working conditions.
The contradiction was impossible to ignore.
A Catholic university publicly expresses an identity and mission grounded in human dignity. The Catholic Church espouses social justice. Yet I was writing to those institutions about the destruction of my financial security, the harm to my family and the continuing failure to provide the protection I was seeking.
What did those principles mean in practice for me?
——
26 November 2022: another obligation for me to meet
Four days after the property termination notice, on 26 November 2022, my accountant reminded me about the approaching director identification number deadline:
“the Director ID Deadline of 30th of November is fast approaching.”
The reminder also warned:
“ASIC is threatening high fines of $13,400 per director if this is not done.”
That was the warning conveyed to me in the email.
I have always been law-abiding. Even while my financial security was being dismantled, I was trying to meet my responsibilities and keep my superannuation arrangements compliant.
But I almost missed this requirement.
My attention and energy were consumed by trying to find someone, somewhere in the system, who would act: a politician, a member of parliament, a regulator—someone with integrity, human decency, common sense and the work ethic to examine the records and stop what I have consistently reported as workers’ compensation fraud by ACU and CCI.
I had asked for a safe work environment. Instead, I was left fighting two powerful institutions, seeking protection through a system that repeatedly failed to provide it.
My accountant’s reminder helped me attend to another deadline. It also exposed the cruel imbalance:
I was still trying to comply with the law while carrying the consequences of my employer and insurer’s refusal, as I have documented, to fulfil their statutory obligations.
The effort to obtain that compliance was consuming the very capacity I needed to manage my own affairs. Then the possibility of a financial penalty fell on me.
How much can institutions take from a person—income, security, health, time and the capacity to function—while the system continues to expect that person to meet every deadline?
I was trying to prevent further harm while asking someone with authority to stop the conduct causing it. That’s how I almost missed the ASIC requirement. And that’s part of the burden these two institutions have placed on me.
——
Why was I carrying the whole burden?
The statutory scheme was supposed to provide protection and support following a workplace injury. ACU and CCI failed to fulfil the obligations I had repeatedly asked them to meet, including cooperation with injury management and a safe return to work.
Meanwhile, I remained responsible for every bill, every compliance deadline and every consequence spreading through my finances.
My income and entitlements were being withheld. My retirement savings were taking the impact. My family was taking the impact. My health was taking the impact.
Governance had been told. The Justice and Peace Office had been told. My appeals explicitly connected what was happening to the university’s mission, human dignity and Catholic social justice principles.
——
Why did those warnings not produce action to stop the harm?
Why was I still having to plead for the injury management plan to be implemented?
Why was the burden of compliance enforced against me while my allegations about two powerful institutions remained unresolved?
And why was the alleged fraud I had reported not stopped and independently investigated?
I continue to seek a safe return and recovery in my role, implementation of the injury management plan, payment of my statutory entitlements, and an external investigation with publicly available findings.
These records show that I told them what was happening while the damage was unfolding.
They cannot say I never asked them to stop it.
Source: contemporaneous record of events - Documents 567-569.


