Saturday, July 25, 2026

CCI - A Simple Question That Should Never Have Needed Asking - June 2022


In June 2022, I had reached a point I never imagined possible.

Catholic Church Insurance had asked me to complete a medical authority so they could contact my treating doctor. I completed the form, but after everything that had happened over the previous two years, I found myself asking a question that should never have needed to be asked.


Why was I, the injured worker, expected to sign declarations of honesty and cooperation, while there was no equivalent requirement for the employer or insurer?


I wrote:


“I need to ask, given my experience in the last couple of years. Why isn’t a similar agreement signed by employer and insurer representatives, especially the checkboxes also agreeing that these entities will not provide false, misleading or fraudulent information.”


It was a remarkable position to be in.


I wasn’t refusing to cooperate.


I had signed the authority.


I had limited my consent to information relating to my work injury because trust had already been damaged. Then I simply asked for the same commitment from those administering the scheme.


I continued:


“I need the same verification given my experience, including insurer and employer failing to cooperate, communicate and collaborate to implement the legally binding injury management plan we had agreed on.”


The Injury Management Plan already existed. It had been agreed. Yet the very organisations responsible for implementing it had failed to do so, while I continued trying to engage with them and the system in good faith.


I reminded CCI that I had done everything reasonably expected of an injured worker.


“I have all the records compiled of my repeated attempts and that I, the injured employee, took all reasonable steps to mitigate damages…”


Then I added something that still resonates with me today:


“Had CCI done so previously, the damages would’ve been contained.”


Those words reflected years of escalating harm that could have been prevented if the statutory obligations designed to protect injured workers had simply been followed.


I finished that email with cautious optimism:


“I expect the insurer to comply with worker’s compensation regulations this time. Contacting my treating doctor … is a positive start.”


I wanted to believe CCI would finally do the right thing and comply.


But later that same day, after receiving only a brief acknowledgement — “Thank you for completing the form Vicki.”  — I found myself writing again.


I asked for something very simple:


“Can I please have the same written verification that CCI are going to comply with worker’s compensation regulations and also not provide false and fraudulent information as I agree. I expect support to return to my job at ACU as per injury management plan.”


Think about that for a moment.


An injured worker was asking an insurer to confirm, in writing, that it would comply with the law.


Compliance.


Honesty.


Just the same standard expected of me.


As the evening went on, my frustration became impossible to hide.


Believing the regulator was not investigating my complaint, I wrote that I had referred my evidence elsewhere and that public scrutiny would eventually expose what had occurred. I again asked for the verification I had requested.


Yet despite all of the legal arguments, the regulatory failures and the growing paper trail, my final email that evening returned to the human reality behind the case.


I wrote:


“I just want to get back to my job of twenty years. I need the bullying by mobbing that’s still happening … to stop. Worker’s compensation and its benefits are meant to help you recover in your job. Not take everything you worked for and earned away. I need a voice in my own recovery.”


That is what this was always about.


Not litigation.


Not paperwork.


Not endless correspondence.


I simply wanted to recover, return safely to the career I had built over twenty years, and have a genuine voice in decisions affecting my own health and future.


Instead, I found myself asking one of the most extraordinary questions imaginable:


If I am required to promise honesty, why aren’t the institutions entrusted with protecting injured workers required to do the same?


Before ending that day, I forwarded the correspondence to my Nominated Treating Doctor.


For the first time in a long time, I genuinely believed the workers compensation system might finally begin operating as it was intended.


I wrote:


“I look forward to finally recovering back in my job as per injury management plan agreement.”


Then I explained what had gone so wrong over the previous two years:


“The reason it wasn’t was because you as my NTD, … my allied health professional and me, the injured employee, were completely left out of the compliance and key stakeholder equation.”


That sentence still stops me.


Most people assume that an injured worker’s recovery is led by the treating doctor, the treating psychologist or allied health professionals, and the worker themselves. That is certainly what I believed. Yet my experience was that the very people responsible for supporting my recovery had been sidelined, while decisions continued to be made without meaningful collaboration with the treating team.


I asked my GP for one thing:


“Please support me to hold CCI accountable to get me recovering in my job as Senior Library Coordinator HEW 8 Step 4 at ACU Strathfield campus library. It’s time the law is enforced on insurer and employer.”


That email communicates what this journey has always been about.


Not compensation.


Not litigation.


Not endless disputes.


Recovery.


Returning to the university community I had served since 2001.


Returning to my role.


Returning to the life I had worked so hard to build.


That was all I ever wanted.


What happened next has never made sense to me.


After years of my Nominated Treating Doctor being excluded from coordinating my recovery, there was finally movement towards the statutory process actually occurring. I genuinely believed things were about to change.


I didn’t know it then, but the optimism I felt would be short-lived.


Before that process had any opportunity to occur, I found myself being directed to yet another IME with Olivia Lee. 


Turks Legal, “on behalf of CCI”, sprung into action, yet again, with this OBSTRUCTION. 


Instead of allowing my treating team to coordinate my recovery as contemplated by the legislation and the Injury Management Plan, the process took another turn.


Once again, the focus shifted away from my treating doctor…


…and back towards another Independent Medical Examination.


WHY?


WHY DID CATHOLIC CHURCH INSURANCE REPEATEDLY DO THIS? 


The timing remains deeply troubling to me. Within days of my treating doctor finally being brought into the process, that opportunity disappeared and the claim moved back towards another IME. 


I still have these questions about why the statutory recovery process was not allowed to proceed. 


And the institutionalised wage theft continued.


To be continued…


Source: contemporaneous record of events - Documents 360, 364-365.


——


Further reading 


I came across a blog post by Professor David Yamada, “Workplace Bullying and Mobbing: Toxic Systems and the Eliminationist Mindset”. It resonated with me because it describes severe workplace bullying not simply as the actions of one individual, but as a system in which different organisational actors can each play a role.


Professor Yamada identifies what he describes as the typical "players" in a workplace mobbing campaign:

  • The main aggressor(s) – in my case, I believe this began with the conduct of my direct workplace leaders that led me to raise formal psychosocial safety concerns.
  • The supervisor or boss of the main aggressor(s) – the organisational leadership that, in my experience, did not intervene effectively and instead allowed the situation to continue.
  • Peers recruited, pressured or incentivised to join in – what I experienced as workplace mobbing, where my much needed connections with colleagues was removed and I felt increasingly isolated within a community I proudly served since 2001.
  • Human Resources – who became responsible for “managing” complaints and disciplinary processes rather than restoring a psychologically safe workplace.
  • Legal counsel – whose involvement shifted from resolving the underlying safety issues to defending organisational decisions and communicating with me through a distorted “legal lens”. The conduct was unethical and aggressive adverse action, rather than the integrity to align with the University Identity and Mission and comply with WHS regulations. 


For years, I’ve tried to explain that what happened to me resulted in a frightening level of systemic abuse, as more and more parts of the organisation (and further beyond the initial organisation itself), became involved over time. As each new participant entered the process, the possibility of simply recovering and returning to work seemed to move further away. 


And yet, I fought a serious and extensive level of systemic failure, to bring recovery and returning back to my work into the spotlight, making it fully visible again as I write my story. I want to finally move recovering and returning to my work in the right direction - closer and closer in my direction. 


Requesting a safe work environment is a generally protected workplace right and recovery at work is another protected right under a statutory scheme that should have protected me too.


Professor Yamada's framework articulates the problem clearly: the problem is systemic problem, not a personal one. 


But regulators in the system, like SafeWork NSW and SIRA NSW, the very regulators we trust to ensure safety and compliance, repeatedly chose to redirect the “problem” as “personal” rather than systemic, as my story of lived experience and contemporaneous records clearly show. 


The regulatory processes have been a big part of the problem. 


In my case, the greatest tragedy is that the Injury Management Plan we all had agreed on (before the “system” reared its ugly head again), had one purpose: to support my recovery and my return to work.


Instead, the focus gradually shifted away from recovery and towards processes, investigations, legal correspondence and organisational defence. 


What the insurer did and what they put on record, via the Independent Review Office (another part of the “system” that doesn’t ensure independent verification), when I demanded answers in writing, is completely indefensible, and Catholic Church Insurance know it. 


And so then more “players” were recruited into the “system” to obstruct procedural fairness and natural justice - a group of IME practitioners. 


Accountability is way overdue and the whole system needs an overhaul. 


All I want is to recover, return safely to my substantive HEW 8 Step 4 professional role, and continue serving the university community that’s been my workplace since 2001.


If you're interested in understanding workplace mobbing from a systems perspective, Professor David Yamada's blog post is worth reading:


Workplace Bullying and Mobbing: Toxic Systems and the Eliminationist Mindset

https://newworkplace.wordpress.com/2017/08/02/workplace-bullying-and-mobbing-toxic-systems-and-the-eliminationist-mindset/

Wednesday, July 22, 2026

The “System” That Followed Me Home - June 2022

People assume a workers compensation claim is simply about work.

It isn’t.


When the system fails, it follows you everywhere.


For two years I had been trying to convince regulators, insurers and my employer to do what the legislation already required.

  • Appoint a case manager.
  • Implement an Injury Management Plan.
  • Support a genuine return to work.
  • Protect me from the very people I had reported.


Instead, I was left without the income and support the statutory scheme was created to provide.


The consequences were no longer confined to my workplace.


They had reached my home.



In early June 2022, I was racing against time to complete settlement on the unit I lived in.


I had to liquidate an investment property to achieve settlement because of the fraud from a publicly funded university and an APRA regulated insurer (and employers / insurers withholding statutory benefits as a continuation of illegal adverse action, IS FRAUD). 


The only option I had was a security swap. 


I was going to use the proceeds of the sale of the investment property to complete a security swap with my lender.


I would complete settlement once the sale of the investment property was finalised.


This was now about survival.


Every email became another attempt to keep everything from collapsing.



The vendor had already served a Notice to Complete requiring settlement by 13 June 2022, later extended to 14 June, with the warning that failure to complete could result in termination of the contract, forfeiture of my deposit and potentially further legal action. 


Imagine reading those words after everything else that had already happened.


Imagine carrying that fear while simultaneously trying to recover from workplace psychological injury, but instead continuing to be a victim of fraud as adverse action by a publicly funded university employer and APRA regulated insurer! 


That’s why the ripple effect of harm was happening! 


No regulator enforced compliance to stop the fraud!!!!



The emails show me doing everything I could.

  • Speaking with my lender.
  • Working with my real estate agent.
  • Trying to organise a security swap.
  • Offering additional money.
  • Seeking legal advice.
  • Trying to negotiate.

Trying to reassure everyone that I would honour my commitments*


I was fighting to keep my home.


* All while ACU and CCI kept refusing to honour their commitments with me (a safe work environment, statutory compliance including implementing the agreed injury management plan and providing weekly payments, and for the VC and senior executives at ACU, refusing to honour their commitment to the dignity of the human person as stated in the ACU Mission). 

Refer to previous posts like:


It was so much financial pressure and emotional exhaustion.


One email says it plainly:


“I’m paralysed with fear.”


Another explains why.


“I’m too stressed, humiliated, traumatised and therefore, very unwell, to be able to effectively negotiate on my own.”


This was an honest description of someone whose nervous system had already been pushed beyond its limits.



At the same time, I wrote to my workers compensation solicitor explaining why I had temporarily disappeared.


Another emergency had overtaken everything else.


I wrote:


“My priority this week is to save my home.”


I also wrote something that remains true today.


“All this was caused because of employer fraud of workers compensation benefits while harassing me under these laws, and insurer non-compliance… I’ve got greater injuries from systemic abuse, from a process that was meant to support my recovery in my job, not cause more harm.”



These documents expose something important.


Financial harm doesn’t begin when someone reaches a level that may cost them their home.


It begins much earlier.


It begins when a statutory system fails to enforce compliance on ALL STAKEHOLDERS, to provide the income, rehabilitation and support that Parliament intended.


The stress compounds.


Savings disappear.


Assets are placed at risk.


Every delay creates another crisis.


Every unanswered email pushes someone closer to the edge.



These weren’t isolated events. This wasn’t simply an unfortunate property transaction.


It was another consequence of years of regulatory systemic failure.


While the workers compensation and WHS systems continued to fail in their statutory obligations, I was left trying to save the roof over my head.


No one should have to fight on both fronts at once.


Yet that is exactly what these documents reveal.


And the worst part?


This wasn’t the end.


It was only the beginning of an even bigger financial collapse, caused by the serious misconduct of my publicly funded university employer, Catholic Church Insurance and total regulatory failure! 


These are the consequences of workers compensation FRAUD that SIRA NSW turned a blind eye to since 11 January 2021!!!!


To be continued…


Source: contemporaneous record of events - Documents 386-392

Tuesday, July 21, 2026

The System That Was Supposed to Help Me - June 2022

2–7 June 2022


By June 2022, nearly three years had passed since I reported an unsafe workplace.


Instead of recovery, I found myself explaining the same story over and over again.


On 2 June 2022, my solicitor asked what appeared to be straightforward questions arising from the Personal Injury Commission determination of 12 July 2021:


  • Had I been working after that date?
  • What did I understand about the agreement regarding weekly payments?
  • Had my condition deteriorated?


Simple questions.


Impossible answers, because the reality could not be explained in a few sentences.


I tried, but my case was extraordinary. It did not fit inside stock standard procedural questions of this nature. 


Every answer became another attempt to explain what had happened after my workers compensation claim was lodged.


I wasn’t simply describing psychological injuries from severe employer retaliation for requesting a safe work environment anymore.


I was describing what were years of harm caused by systemic failures.


I explained that the purpose of lodging my claim in May 2020 had always been to recover and return safely to the job I loved.


Instead, I described what happened after my claim:

  • the Injury Management Plan that was never implemented;
  • the disappearance of my case manager;
  • the absence of coordinated return-to-work support;
  • repeated traumatic & adversarial “independent” medical examinations;
  • years without the rehabilitation that workers compensation legislation is supposed to provide.


The further I was kept away from my work, the more I deteriorated.


I wrote that workers compensation is supposed to pay people while they recover, not years later after the damage has already been done.


That sentence summed up everything.


The injury wasn’t standing still.


Every month of delay became another injury.


 


I also explained something that had become painfully obvious.


Financial pressure changes everything.


The back payment eventually agreed by the Commission did not undo what had already happened.


By then I had exhausted leave, depleted savings and was drawing on my own superannuation simply to survive.


A very small portion of back-payments arrived long after they were supposed to support recovery.


Recovery cannot be back-paid.


That’s NOT the purpose of a workers compensation statutory scheme! 


A worker is meant to be compensated at the same time as they recover and return to their work! 


Surely Catholic Church Insurance, ACU, SafeWork NSW and SIRA NSW know this!!! 



Over those emails, I repeatedly returned to one goal.


I wanted to go back to my work.


Again and again I wrote the same words in different ways:

  • I wanted the Injury Management Plan implemented.
  • I wanted cooperation between the insurer, employer and my treating practitioners.
  • I wanted to recover in my job.
  • I wanted the employer abuse to stop.

That was all.



On 3 June 2022, another letter arrived.


Turks Legal stepped in yet again, on behalf of Catholic Church Insurance, to arrange yet another Independent Medical Examination! 


BUT THERE HAD NEVER BEEN ANY CONTACT WITH MY OWN NOMINATED TREATING DOCTOR!


WTF! 


This would be another assessment by Olivia Lee (same person CCI coerced me to see on 31 March 2021 - we start to see which practitioners give insurers what they want, not what the truth actually is, especially for someone who will recover by RETURNING TO THEIR WORK). 


This was scheduled via telehealth for 24 June 2022. The letter warned that failure to attend could result in suspension of compensation entitlements.


Catholic Church Insurance had never paid me my legally owed compensation entitlements, at the same time as NOT co-operating to implement their own agreed injury management plan!!! 


CCI breached their own contractual obligations with me!


Re-read this post, with evidence of the legally binding injury management plan agreement - http://mystory-myvoice.blogspot.com/2025/06/injury-management-plan-legally-binding.html


But SIRA NSW and IRO funded workers compensation solicitors allow it! 


This was a desperate attempt to avoid contacting my NTD, avoid injury management obligations and return to work compliance again!


I experienced these “IME” appointments as another source of trauma, fear and justified distrust. 


Here is one example of multiple previous posts as to why - http://mystory-myvoice.blogspot.com/2025/01/a-doctor-who-commits-fraud-2019.html - and this follow-up doozy sprung onto me almost a year later - http://mystory-myvoice.blogspot.com/2025/08/proof-of-medical-fraud-october-2020.html


I had already described previous IMEs as deeply distressing.


Instead of feeling supported by the system, I was coerced to prepare for another “examination” while still waiting for the rehabilitation that should have begun years earlier.


Why did the now workers’ compensation solicitor #2, not challenge this!?



A few days later, on 7 June 2022, I wrote another email.


It was short.


I explained that I struggled even to say the words because they were so traumatic.


I said that what happened had been severely unlawful. I also explained that I had repeatedly attempted to have the Injury Management Plan implemented while seeking protection from the conduct that had caused my greater injury. 


This was deliberate sabotage and a continuation of diabolical and aggressive adverse action.


Even then, I was still trying to explain that everything I had done was directed toward one outcome:


Recovering safely.


Returning to my work.



What stands out most in these documents is so much exhaustion.


By June 2022 I was no longer asking people to believe me.


I was begging people to understand that workers compensation is supposed to stop injuries becoming worse.


Instead, the process itself had become one of the greatest sources of harm.


That is the tragedy I see when I read these emails.


Not simply that I was injured.


But that the system designed to help me recover had become the very thing that made me feel unsafe and that I was trying to survive.


Source: contemporaneous record of events - Documents 351-352.